Credit Card Processing Error Codes

What happens when the customer says, "there's nothing wrong my Visa card, put it through again"?. * Attention Developers: Reject codes are always returned with the same format from our API integrations. Security codes are found on various types of credit cards, including Visa cards, and provide proof that the card is in the right hands. Zip Code Error: Credit card was working, now it's not. Any transaction on a Mastercard credit or debit card, Cirrus card, or Maestro card processed through the Global Clearing Management System (GCMS) or the Mastercard Debit Switch (MDS) in which the country code of the merchant differs from the country code of the cardholder. The transaction result displays the overall status of the transaction. The orders are reviewed after the. A bank or company that acquires data relating to transactions from a merchant or card acceptor for processing. First PREMIER Bank offers realtime credit card alerts! You can quickly and easily set up free alerts for purchase limits, PIN changes, international transactions and much more all from your mobile phone. Whenever you apply for a credit card, the lender pulls your credit report from one or more of the major bureaus as part of the approval process. The customer probably selected the wrong account accidentally, try again. Void of activation after account activity. The bank fee for the credit cards is 3. A customer ID is required when processing a request that references a stored. The following codes indicate that ProtectPay® was able to successfully submit a transaction to your merchant account provider but that your merchant account provider was unable or unwilling to pass the transaction over the credit card processing networks for some reason. If this does not resolve the problem, contact the customer and have them call their credit card issuer to resolve. We have information on Error Codes for Triton ATM Machines. Accept mobile payments from our robust payment processing app and handheld bluetooth credit card reader. All services and games are active. XCharge® - Technical Support XCharge® - What do common coded responses mean and how do I proceed after receiving them? XCharge® - How can I return money to a credit card in my history?. My most recent shopping failure at Lowe’s. In these cases, the data should be changed before attempting to resend the transaction. Card Account Number – The Account Number starts with the number 5. Payment Processing Software / Credit Card Software KB. The gateway can check for the presence of basic information, such as the credit card holder's name and address, or the validity of the credit card number or the security code on the card. Just like Code 01, the issuing bank (Visa, Mastercard, etc. This is a sender error. Vantiv Payment Transaction Response Codes. Internet access disabled. Troubleshooting: Credit Card Readers. Copy/Pasting credit card information If you encounter an error, we recommend carefully re-entering the credit card information, making sure to individually enter each character in the proper order rather than copy-pasting. With most cards (Visa, MasterCard, bank cards, etc. That’s right – no strings attached. 5010 Invalid tender. Chargent Payment Processing for Salesforce is the top payments application on the Salesforce AppExchange. These costs can get expensive and some companies decide it costs too much. Knowing where those mistakes tend to occur and how to prevent them is a crucial step in getting chargebacks under control. For this internal validation, the card processor field ( respproc) contains PPS. This will pull over all the relevant Credit Card fields. Authorization response codes Code samples API Overview The Converge API enables you to write a point -of -sale application (i. There are a range of reasons that this may happen: a decline from the payment processor, the payment gateway, or (most commonly) the issuing bank. Login to your ProPay Account by going to www. If anyone has any ideas of what can be happening it would be most appreciated. Credit Card Processing These days it seems just about everyone, from the car wash attendant to the convenience store owner on the corner, accepts credit card payments. Why is my credit card getting declined? Check that you're entering your credit card number and billing address correctly, that your card has available funds, and. Please check over the credit card number and transaction information to make sure that they were entered correctly. No phone service. You can contact your local bank to set up a Vital merchant account or do a search on the internet for merchant providers, but in most cases you'll find that as a single merchant, your ability to negotiate a competitive rate will be limited, and many local banks simply lack the technical and/or managerial know how to make the process of opening a merchant account a trouble free experience. An accountant for ACH processing can review all ACH reports. Copy/Pasting credit card information If you encounter an error, we recommend carefully re-entering the credit card information, making sure to individually enter each character in the proper order rather than copy-pasting. Transform your transactions with Payanywhere. -1702: Card data not present or failed Luhn check digit. Please contact your program administrator or J. If you are swiping a transaction, the credit card magnetic strip may be damaged, the card reader may need to be cleaned or simply replaced. So basically, with two basic pieces of information (credit card number and expiry date) anyone can pull money from my account. The name entered under the billing information must exactly match the name on your credit card as should the billing address, including the zip code. The following status codes originate from the Pervasive Network Services Layer (PNSL). ) prevented the transaction. 04: Pick up card (no fraud). A credit card processing error codes is an ordinary plastic card with a credit limit. If you are processing transactions against a test account you will receive responses from our emulator, rather than a. " I am able to send and receive faxes using Ooma. The easiest way to accept credit card payments and invoice with just your phone. Invalid EAN. The CircuiTree Client Services team is here to serve you! Submit a ticket or call us at 1-877-800-3450 to speak with a live person. , website, software application, shopping cart, and so on) that interfaces with the Converge payment gateway to process a f ull rang e of payment types including: Credit card Debit card. 4 0 0 0 0 0 0 Fail CVM processing 00 or 40. Only the token ID does. Merchant category codes are used by credit card networks to categorize, track or. The validation code is an anti-fraud, three- or four-digit number printed on the front or back of a credit card. “The City of Tacoma, Washington/Tacoma Public Utilities has used TrustCommerce resources to process our credit card payments for seven years. To process a Credit Card through a The Raiser’s Edge batch, do the following: Create a new Gift Batch in The Raiser’s Edge. Square Enix is a game publisher with games ranging from Final. Such account numbers, which cannot exceed 19 digits including the check digit, are assigned. These costs can get expensive and some companies decide it costs too much. Download this app from Microsoft Store for Windows 10, Windows 8. Keep in mind that this applies for the amount of times the same credit card is used on various accounts AND the amount of times a single account uses various cards. You can even enroll a card under a different name. This authorization process goes through various stages, which should not take more than a few seconds to complete. Carrying a large selection of merchant credit card machines for small business and large business use, including some of the top name brand terminals on the market today such as First Data, Hypercom, Nurit and Verifone. VISA is a registered trade-mark of Visa International. invalid_expiry_month The card's expiration month is incorrect. The transaction result displays the overall status of the transaction. You may choose to disable such program(s) and then process a credit card to determine if this is the case. It is because there is a fault on the power supply board of the decoder, most likely a bad capacitor, c10, and c11. It can also refer to the procedure of acquiring that authorization from the issuer. This allows the credit card to be processed. Credit card declines occur when the payment transaction cannot be processed. Compare Credit Cards for Features that Matter the Most to You. One of our stores has been having intermittent credit card processing issues since the start of the month. Smooth credit card payment processing and acceptance Credit and debit cards rank among the world’s most popular ways of paying: at the POS, by app, and in online shops. AUTH: 5: An AUTH reserves or holds an amount of money on a customer's credit. The Update Group should be ‘00012’. If the card code is required, please use any 3-digit combination for Visa, Mastercard, Discover, Diners Club, EnRoute, and JCB; use a 4-digit combination for American Express. The entry to record the sales will include a credit to sales revenues of $120,000 and debits to. Place money in the hands of gamers with minimal effort and time. country code sync and add parameter XML support and much more!. It is a MIME format. Credit card networks cannot locate this card's issuing bank. Test Credit Card Numbers. the card is not permitted to request acceptance of the transaction if the host declined the payment). First PREMIER Bank offers realtime credit card alerts! You can quickly and easily set up free alerts for purchase limits, PIN changes, international transactions and much more all from your mobile phone. Grand Total. Second Card Action Analysis: When the card processing has been completed, the card may be removed. Any transaction on a Mastercard credit or debit card, Cirrus card, or Maestro card processed through the Global Clearing Management System (GCMS) or the Mastercard Debit Switch (MDS) in which the country code of the merchant differs from the country code of the cardholder. What is a credit card decline? A credit card decline occurs if, for a particular reason, a credit card payment cannot be processed and the transaction is declined by the payment gateway, the processor, or the bank issuing the money. Invalid credit card/bank account number Communication Errors Since payment processing requests involve a number of different components connected over networks, time-out errors or communication errors are possible. The checksum can help identify credit card numbers that have been entered incorrectly -- or phony credit card numbers created by counterfeiters. Submit a follow-on credit by including a request ID in the credit request. Find the CIBC credit card that fits your life and helps you earn travel rewards, retail perks or cash back on your purchases. Invalid credit card number. The customer's card has been reported as lost or stolen by the cardholder and the card-issuing bank has requested that merchants keep the card and call the number on the back to report it. In this blog, we will see how to use the Stripe API to integrate credit card payment processing in an ASP. List of Sage Payment Credit Card Decline Codes For Sage 100 October 15, 2015 by Wayne Schulz Have you ever received a cryptic "credit card declined" message while integrating Sage 100 with Sage Payment Solutions - and wonder what the numeric code means?. I was hoping you would plug a laptop into Credit card scheme - Duration: 2:02. Sometimes credit card readers disconnect, run slowly, or display processing errors. Chargeback Reason Codes Page 2 – Chargeback Reason Codes Card Type Reason Code Reason Text Chargeback Category Preventable Reversible MASTERCARD 4802 Requested/Required Item. ®MONERIS and MONERIS & Design are registered trade-marks of Moneris Solutions Corporation. Actually, the fact that Stripe accepts credit cards is often secondary to all of its developer tools. You'll often pay a combined rate based on a percentage of the sale, plus a flat fee. CardConnect provides valuable business processing consulting and solutions, regardless of particular vertical. Sample Letters for Cannot Process Order: Your Credit Card Transaction Was Declined - iSampleLetter Cookies help us maximise your experience on our website. Learn about Citi credit cards that provide credit card rewards programs such as ThankYou ® Rewards, AAdvantage ® miles, or cash back! Review credit card offers, compare rates and features or login to manage your existing Citi credit card account. is a registered ISO of Compass Bank an Alabama State Chartered Bank. Check the expiry date in the transaction and try processing the transaction again. Bursar A bursar for a credit card merchant can process credits and single authorizations, settle batches, and remove payment transactions from batches. Connection Settings. This is your Merchant Operating Guide for the acceptance of Mastercard, Visa credit and debit card transactions. Make sure that the card details - number, expiration date, name on card, and address, including city, state, and ZIP code - appear exactly as they do on the card and on your credit card statement. Please choose a non credit card payment method if payment amount is 0. AVS is a standardized system among the credit card companies with a fixed set of responses documented, in detail, in the Processing Control section of the eProcessing Network Merchant Support Center (ePN/MSC), where merchants have the ability to specify which AVS responses they wish to accept and which AVS responses they wish to decline. Credit Card Authorization Codes The following table displays the credit card auth orization codes you may receive when you process Global Payment Systems (NDC) credit card transactions. Our business also agrees to pay the percentage fee (typically between 2 and 6% of sales) charged by the bank or credit agency. For a better purview of how credit card payments are processed. Big and small. Use an expiration date after today's date. One fee that you might have seen on your credit card processing statement is the AVS Fee. CardFellow more than surpassed our expectations and helped us get a great deal on our credit card processing. If Payment Processing is set to "Express Manual", the system is bypassing credit card integration capabilities. Understand Failed Transaction Codes Occasionally, you may find that a credit card charge that appeared to be successful at the time of transaction appears on the CyberSource Business Center as declined. The transaction result displays the overall status of the transaction. 8028, an unlock code is required to change your current payment processor. Please note that the term "POS Transaction" refers to a Transaction that occurs at a Merchant. To correct this error, use the Currency Code Mapping page to ensure that the credit card's currency code is correctly mapped to a currency code in PeopleSoft Expenses. Invalid Expiry Date. Please update your card number. 04: Pick up card (no fraud). Pre-authorizations can vastly reduce fraud, processing costs, and improve customer satisfaction. If other IRS employees need payment verification they must research the payment using CC EFTPS. Prevent Chargebacks Caused by Processing Errors. The card's security code is invalid. The card should be cut parallel to the magnetic strip (without damaging the strip) and will need to be returned. The orders are reviewed after the. Over Credit Flr. com or by logging into Mary Kay InTouch. If you need to create test card payments using cards for other billing countries, use our international test cards. 417: Name on card is not valid. Completing an Electronic Transaction - Page 11. Internet access disabled. I appreciate their services. The value submitted in the x_bank_aba_code field did not pass validation or was not for a valid Last revised: 8/12/2008. Please refer to the following list of Top Ten Best Practices merchants should be knowledgeable about before accepting card payments. By continuing, you agree to our use of cookies. Please try again shortly. Interesting from CyberSource. Another type of card is an Interac Direct Payment or Visa Debit card, sometimes referred to as a debit card because payments for the. In this day and age processing a credit card should be easy as pie, let alone no-one being able to inform you of what exactly is the problem. Accept payments in store, online and virtually anywhere with Bank of America Merchant Services. Sent by login screen when the username and/or the password are incorrect. Possible action: review the risk score settings for the profile. 91 - Payment processing: 0: 0. PayFast is the go-to ecommerce & online payment gateway in South Africa. Invalid Card. The CVV2 code is the 3-digit code that appears on the back of your card, within or near the signature box. Check the expiry date in the transaction and try processing the transaction again. 1017: Invalid amount: The dollar amount was less than 1. Bursar A bursar for a credit card merchant can process credits and single authorizations, settle batches, and remove payment transactions from batches. Invalid Expiry Date. The gateway validates that the necessary info is provided and that the card is valid. The following messages may be displayed. It’s easy to use Simplify Commerce to integrate payments. transaction id. Payment Processing Software / Credit Card Software KB. Prevent Chargebacks Caused by Processing Errors. A code returned in the authorization response to indicate approval of a transaction. Merchant Services Directories - Credit Card Processing, ACH Processing, Mobile Processing, Merchant Cash Advance, and more. Transaction Status Codes. Internet access disabled. Net AIM integrates with Authorize. Because of this we have a list of card details that can be used to test your account and allow successful transactions to be processed. These costs can get expensive and some companies decide it costs too much. IATS Rejection Codes These are common rejection codes that are unique to IATS. Invalid EAN. See the complete list of TCodes for Credit Card. The card check has determined that it is. The credit card number is not valid. There are a range of reasons that this may happen: a decline from the payment processor, the payment gateway, or (most commonly) the issuing bank. 00) cvv Recommended Card security code payment Optional ** creditcard / check Set Payment Type to ACH or Credit Card currency Optional 3 digit ISO-4217 Specify transaction currency defaults to USD. The address information is missing. Free 30-day trial. Other codes are available for specific services only. Credit card declines occur when the payment transaction cannot be processed. A credit card signifies that the bank or credit card company has authorized a line of credit against which the customer may draw. CODE TSYS Description Display THE TRANSACTION IS: 0001 Temporary Hold Declined - For security reasons, the transaction was blocked. Whether you need retail merchant, mobile or wireless credit card processing, MerchantService. Note: Response Reason Code ‘109’ indicates the transaction previously succeeded. 209: American Express Card Identification Digits (CID) did not match. Get started accepting payments anywhere today. Decline code 000051: Insufficient Funds. The card payment types above may be a subset of available values and may differ in production and the sandbox. Numeric Code Description Additional Information ; 00001 : Password/Username Incorrect. Debit cards rely even more. $50 Billion Payments volume. Our principals are Certified Franchise Executives (CFE) who have extensive experience in assisting franchise-based companies with strategic advice and project management relative to electronic payments and loyalty programs. Payment Gateway, Merchant Accounts and Online Credit Card Processing Services offered by CCAvenue, South Asia's biggest Payment Gateway and Merchant Accounts service provider. Without this feature there would likely be a problem if a cardholder failed to return to the merchant site having submitted a card e. NOTE: If credit cards have never been processed in your Raiser's Edge, please refer to How to set up The Raisers Edge for charging credit cards and processing direct debits. The gateway then sends the verified payment information back to the EMR to post the payment. Big and small. Starting your gift card program is just the beginning. Overview Here’s quick tip on entering transactions for the credit card. 1, Windows Phone 8. Anyway for me i linked a prepaid credit card to my paypal account and used all of the funds in it for the digital deluxe version and just used the same card for the subscription until i get my new visa card in the mail as they do not charge your card while just verifying if it is valid and can have subscriptions setup on it. Accounting for Credit Card Sales. General Questions About Products and Company. Invalid PI. Card has been reported lost or stolen. The following status codes originate from the Pervasive Network Services Layer (PNSL). It was originally developed by Arcot Systems (now CA Technologies) and first deployed by Visa with the intention of improving the security of Internet payments, and is offered to customers under the Verified by Visa/Visa Secure brands. I am trying to make order paying with VISA card (this would be my second purchase from you), however when I enter credit card details and click to confirm order, it redirects me back to payment page giving following error:. The name entered under the billing information must exactly match the name on your credit card as should the billing address, including the zip code. Auto-billing notifications are emailed to your gym's. The search for a target server name was unable to resolve an address after searching NDS, bindery, named pipes, and DNS. For example, if an issuer may only access "Credit" offers, the other payment type options are not returned in the Reference Data API response. Card, Access Device, or Account, as the case may be. Many offer rewards that can be redeemed for cash back, or for rewards at companies like Disney, Marriott, Hyatt, United or Southwest Airlines. All returned bank response codes other than '100' indicate that a transaction did not succeed for some reason. ShopSite Credit Card Processing in Detail. If the JavaScript had not cleared those input fields, we would now be in-scope on Azure, which would be a violation of PCI compliance. Starting your gift card program is just the beginning. With Wirecard, you too can let your customers conveniently use them, based on smooth, reliable card processing and acceptance from a single source. It is a MIME format. Transaction Status Codes. The customer should use an alternate credit card. Credit card processing in Point of Success offers these advantages:. When writing miscellaneous, you need to be careful not to hurt the relationship that exists between you and the recipient. By the way, the credit card is a Visa with a valid US address. Many machines will have a key that is marked "batch. lost/stolen, freeze active card) cannot be performed. It is a value calculated using the card number, expiration date and other information on file with the card issuer. Magnetic stripe data cannot be sent in the Mail Order/Telephone Order, eCommerce environments, or for recurring transactions. RESULT Values for Transaction Declines or Errors. XCharge® - Technical Support XCharge® - What do common coded responses mean and how do I proceed after receiving them? XCharge® - How can I return money to a credit card in my history?. They will not appear on the First Data Payeezy Gateway website. pcAmerica Public Support. Code Response Reason Code Response Reason 0 Approved 54 Expired Card 1 Refer to Card Issuer 55 Incorrect PIN. The information is correct and my credit card isn't locked or at its limit, because I just paid for a music album about ten minutes ago. Post to the Xbox support forums. 414: Card expiration year in the past. Bursar A bursar for a credit card merchant can process credits and single authorizations, settle batches, and remove payment transactions from batches. The First Data card processing experts of First Data are here to help you begin accepting First Data credit card payments in as few as 48 hours. We found that, on average, the annual spend of an American Express Card Member is 3X that of non–Card Members[2] and the transaction size of an American Express Card Member is 1. Amount requested exceeds credit limit. The merchant must NOT resubmit the same transaction. A processor decline indicates that the customer's bank has refused the transaction request. It’s easy to use Simplify Commerce to integrate payments. These codes are returned in field 039 of the Record Of Transaction from the CardGate Payment Gateway. The Global Payments Card Acceptance Guide was created to provide merchants a reference tool for important payment processing and industry information. The below table describes the applicability of the Rules for particular types of Transactions. Otherwise, disable the card in the software (uncheck Card Is Accepted) to avoid support issues and batching problems. Card Terminal Error Messages. Invalid card number: The credit card number that was sent to the host computer was invalid: 1016: Invalid expiry date: The card has expired or the expiration date was invalid. In a card-present environment (retail), the merchant is required to confiscate the credit card. The Global Payments Card Acceptance Guide was created to provide merchants a reference tool for important payment processing and industry information. Chase is the leading provider of merchant services with over $1 trillion in annual processing volume. I would highly recommend Easy Pay Direct for anyone who's looking for a merchant account provider!". Post to the Xbox support forums. The customer's bank (Card Issuer) has declined the transaction as Credit Card has expired or the date is incorrect. To use a complete suite of the Visa Payments Processing APIs in the Sandbox, Certification or Production you must be pre-approved by your acquirer and Visa. The User’s Manual does not provide guidance for modifying or programming the 3700 system’s database, nor for installing, troubleshooting, or servicing the 3700 system. Accepting Credit Card Payments in PHP With Stripe By Joe Kuemerle October 15, 2012 HTML/JS , PHP In one of my personal projects I needed an easy way to accept credit cards. Credit card authentication involves transmitting the card information to the payment. Ideal for law firms, medical, dental, veterinary practices or any business that incorporates a PC into their payment process. If you need to process level 2 or level 3 cards, you must confirm with your merchant bank that level 2 and level 3 purchase cards are supported and upgrade your account. Total Merchant Concepts specializes in credit card and debit card processing and other electronic payment options for merchant services. The number you entered is not a valid credit card number. Please keep in mind third parties may use a different credit score when evaluating your creditworthiness. 481 Transaction declined based on your payment settings for the profile. we analyze the practicality of credit card information optional security code Chip & PIN is definitely broken ­ v1. A charge may be showing for two reasons: Your financial institution is holding the declined charge in a pending state while the payment resolves. The Code applies to credit and debit card networks (referred to herein as payment card networks) and their participants (e. Card Account Number – The Account Number starts with the number 5. The list is comprised of three sections:Transaction Origins, Transaction Authoriazation Response Code, and Transaction Status Codes, all listed in detail below. Bursar A bursar for a credit card merchant can process credits and single authorizations, settle batches, and remove payment transactions from batches. Currently this is number scheme is defined by JTC 1/SC 17. The merchant must NOT resubmit the same transaction. Finalizing gift card payment, must wait to close check. The First Data card processing experts of First Data are here to help you begin accepting First Data credit card payments in as few as 48 hours. Second Card Action Analysis: When the card processing has been completed, the card may be removed. NET Web app using C#. When will my Credit Card be charged? For purchases of downloaded and physical products, your credit card will be charged once the order has been processed. Upon receipt of the deposit from the processor, items in the bank settlement cash clearing account must then be manually cleared as an offset to a cash account and, at some point, an optional posting to a credit card processing. Each time a report is pulled, it's marked as an inquiry and stays on your credit bureau report for two years. IATS Rejection Codes These are common rejection codes that are unique to IATS. Online payment processing for internet businesses. Invalid Card / Account Number. If someone has some spy glasses and looks at my credit card over my shoulder while I pay for some groceries they can then pay for stuff with my credit card. Xbox Support. You want to make it right and I’ll show you how. eMerchant has been at the forefront of the e-Commerce payments industry since 2002, powering eCommerce businesses with innovative Payment Solutions to achieve their goals. American Express cards display a 4 digit CVV2 code on the front of the card, just above the last four digits of the credit card number. 414: Card expiration year in the past. This is a summary of all errors that could be returned when using the Card Payments API, including HTTP Status Codes. The below table describes the applicability of the Rules for particular types of Transactions. If the CVV number or billing zip code for your credit or debit card is entered incorrectly, you may receive a message about an error processing your payment after a trip. The following codes indicate that ProtectPay® was able to successfully submit a transaction to your merchant account provider but that your merchant account provider was unable or unwilling to pass the transaction over the credit card processing networks for some reason. The card payment type response may differ based on offers an issuer may access. Try to replace them. On a credit card, a checksum is a single digit in the account number that allows a computer, or anyone familiar with the formula involved, to determine whether the number is valid. The transaction format is't valid, typically invalid SIC code. The customer should use an alternate credit card, and contact their bank. If you do not submit the duplicateWindow field, we will not return any details from the original transaction, even if you submit a duplicate transaction. The Visa Payments Processing (VPP) APIs are available on a trial basis to gather feedback and enable future development. pcAmerica Public Support. Request Denied. Message type - Messaging varies depending on the company that issued your Visa, MasterCard, or other credit card merchant accounts. A disposable card cannot be reloaded. For identifying the source of credit card processing failures. Card Processing Errors credit holder and make sure there is not a 'fraud hold' on your account and/or confirm the billing address they have on file. country code sync and add parameter XML support and much more!. Execu/Suite Activities is an activity scheduling application that allows you to configure and schedule a large number of activity types. As an online merchant, you don't have the physical card and can't complete this request - obtain a different payment method from the customer. MASTERCARD and MASTERCARD SECU. 06: Error: No: The customer’s bank (Card Issuer) has declined the transaction as there is a problem with the credit card number. Other codes are available for specific services only. Please refer to the following list of Top Ten Best Practices merchants should be knowledgeable about before accepting card payments. Manual credit card processing is done by taking an imprint of a customer's credit card, or by taking down the customer's card information, and processing the credit card later by phone or Internet. Shipping country value is in an invalid format. This can happen even if you pay your bills on time, all the time. The payment card networks that choose to adopt the Code will abide by the policies outlined below and ensure compliance by their participants (e. If anyone has any ideas of what can be happening it would be most appreciated. In these situations merchants can make a Code 10 call (if they feel it is safe to do so) to their acquirer's Card Authorisation Centre (CAC) where the operator will guide them through the process. credit_card_company: The name of the company that issued the customer's credit card. Your smart device becomes a simple and secure tool for accepting card payments. I completely agree with Dave that it is a bad idea to store credit card numbers on site. Total Merchant Concepts specializes in credit card and debit card processing and other electronic payment options for merchant services. We use cookies and similar technology on this website, which helps us to know a little bit about you and how you use our website. I've spoken with the credit card processing company -- they state that another terminal (VeriFone vx570) is et up to work "over the internet. To resolve this issue, follow these steps: Open Internet Explorer, minimize it and attempt to process the transaction again. Reason - PBE10002-Card not active for online transactions. Use the e-mail address you used to sign-up for your ProPay Account. How to include Estimated Freight Charges in the pre-authorization of the credit card. Payment Gateway, Merchant Accounts and Online Credit Card Processing Services offered by CCAvenue, South Asia's biggest Payment Gateway and Merchant Accounts service provider.